- Number 1 – don’t choose a password that’s easy to guess (the name of your pet, a significant date, your nickname).
- Number 2 – make your password as complicated as you can manage. Mix up capitals and lower case, use numbers and punctuation.
- Number 3 – make your password as long as you can. Fourteen characters or more are what’s recommended.
- Number 4 – don’t use the same password for different “accounts”.
You probably still need to record them somewhere, whether that means writing them down on a piece of paper (old-fashioned, I know), or recording them say on a word or excel document. While this will solve the problem of having to remember them all, you need to be super-careful that you don’t inadvertently leave this record (in whatever form you’ve chosen) somewhere you shouldn’t – on a bus, on a train, on a park bench (some very nice benches in Newport on Tay). And of course you mustn’t store the document anywhere it could be accessed by a fraudster.
Whatever you do, DO NOT do this!!!
Another potentially better option is to think about using a password manager. This is a whole other topic and I’ll be writing about it separately.
In the meantime, I know we’re all guilty of thinking “this won’t happen to me”, but the fraudsters are out there right now, so it’s going to happen to someone. The more you can do to protect yourself the better!








